Call reports 2001
TRUSTBANK — 2001
What TRUSTBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 127,110,000 | 124,914,000 | 127,854,000 | 128,537,000 |
| Total loans | 84,939,000 | 85,544,000 | 84,027,000 | 84,622,000 |
| Allowance for loan losses | 783,000 | 838,000 | 904,000 | 855,000 |
| Securities available for sale | 31,789,000 | 29,054,000 | 28,522,000 | 29,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,827,000 | 108,927,000 | 106,710,000 | 107,486,000 |
| Interest-bearing deposits | 99,513,000 | 98,352,000 | 95,103,000 | 95,410,000 |
| Noninterest-bearing deposits | 11,314,000 | 10,575,000 | 11,607,000 | 12,076,000 |
| Equity capital | 11,497,000 | 11,735,000 | 12,167,000 | 12,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,402,000 | 4,715,000 | 6,960,000 | 9,109,000 |
| Interest expense | 1,365,000 | 2,627,000 | 3,807,000 | 4,781,000 |
| Net interest income | 1,037,000 | 2,088,000 | 3,153,000 | 4,328,000 |
| Noninterest income | 262,000 | 533,000 | 817,000 | 1,121,000 |
| Noninterest expense | 919,000 | 1,834,000 | 2,769,000 | 3,725,000 |
| Provision for loan losses | 102,000 | 205,000 | 307,000 | 409,000 |
| Pretax income | 278,000 | 582,000 | 894,000 | 1,356,000 |
| Income tax | 66,000 | 139,000 | 214,000 | 345,000 |
| Net income | 212,000 | 443,000 | 680,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,402,000 | 10,645,000 | 10,893,000 | 11,234,000 |
| Total capital | 11,185,000 | 11,483,000 | 11,797,000 | 12,089,000 |
| Risk-weighted assets | 90,447,000 | 90,867,000 | 91,126,000 | 91,674,000 |