Call reports 2011
FARMERS STATE BANK, SPENCER — 2011
What FARMERS STATE BANK, SPENCER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 16,546,000 | 16,383,000 | 16,154,000 | 16,868,000 |
| Total loans | 6,379,000 | 6,415,000 | 6,656,000 | 6,918,000 |
| Allowance for loan losses | 311,000 | 314,000 | 271,000 | 273,000 |
| Securities available for sale | 1,594,000 | 1,350,000 | 2,901,000 | 4,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,490,000 | 14,313,000 | 14,063,000 | 14,802,000 |
| Interest-bearing deposits | 11,849,000 | 11,447,000 | 11,046,000 | 10,789,000 |
| Noninterest-bearing deposits | 2,641,000 | 2,866,000 | 3,017,000 | 4,013,000 |
| Equity capital | 2,037,000 | 2,050,000 | 2,074,000 | 2,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 318,000 | 487,000 | 659,000 |
| Interest expense | 25,000 | 47,000 | 69,000 | 88,000 |
| Net interest income | 128,000 | 271,000 | 418,000 | 571,000 |
| Noninterest income | 17,000 | 33,000 | 51,000 | 69,000 |
| Noninterest expense | 145,000 | 291,000 | 429,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 13,000 | 41,000 | 38,000 |
| Income tax | 0 | 3,000 | 8,000 | 11,000 |
| Net income | 0 | 10,000 | 33,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,999,000 | 2,009,000 | 2,033,000 | 2,011,000 |
| Total capital | 2,109,000 | 2,118,000 | 2,143,000 | 2,135,000 |
| Risk-weighted assets | 8,032,000 | 8,311,000 | 8,659,000 | 9,777,000 |