Call reports 2001
BYL BANK GROUP — 2001
What BYL BANK GROUP reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 278,709,000 | 277,996,000 | 282,072,000 |
| Total loans | 189,097,000 | 196,393,000 | 182,535,000 |
| Allowance for loan losses | 2,193,000 | 2,173,000 | 2,176,000 |
| Securities available for sale | 1,520,000 | 1,279,000 | 1,186,000 |
| Securities held to maturity | 10,968,000 | 11,070,000 | 11,033,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 246,625,000 | 246,140,000 | 249,901,000 |
| Interest-bearing deposits | 184,132,000 | 182,072,000 | 186,272,000 |
| Noninterest-bearing deposits | 62,493,000 | 64,068,000 | 63,629,000 |
| Equity capital | 28,744,000 | 29,718,000 | 30,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 5,944,000 | 11,395,000 | 16,608,000 |
| Interest expense | 2,091,000 | 4,019,000 | 5,736,000 |
| Net interest income | 3,853,000 | 7,376,000 | 10,872,000 |
| Noninterest income | 3,271,000 | 6,808,000 | 12,182,000 |
| Noninterest expense | 6,465,000 | 12,101,000 | 19,418,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 650,000 | 2,075,000 | 3,627,000 |
| Income tax | 377,000 | 710,000 | 1,385,000 |
| Net income | 273,000 | 1,365,000 | 2,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 27,393,000 | 28,538,000 | 29,474,000 |
| Total capital | 29,586,000 | 30,711,000 | 31,650,000 |
| Risk-weighted assets | 284,348,000 | 278,516,000 | 217,281,000 |