Call reports 2018
BANK OF COMMERCE — 2018
What BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 80,196,000 | 80,065,000 | 80,577,000 | 78,190,000 |
| Total loans | 59,069,000 | 59,873,000 | 59,397,000 | 57,446,000 |
| Allowance for loan losses | 631,000 | 660,000 | 722,000 | 610,000 |
| Securities available for sale | 16,103,000 | 13,811,000 | 13,619,000 | 13,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,665,000 | 62,164,000 | 65,370,000 | 66,104,000 |
| Interest-bearing deposits | 44,674,000 | 43,348,000 | 45,975,000 | 46,929,000 |
| Noninterest-bearing deposits | 18,991,000 | 18,816,000 | 19,395,000 | 19,175,000 |
| Equity capital | 10,211,000 | 9,967,000 | 9,885,000 | 9,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,174,000 | 3,275,000 | 4,367,000 |
| Interest expense | 79,000 | 182,000 | 325,000 | 484,000 |
| Net interest income | 1,025,000 | 1,992,000 | 2,950,000 | 3,883,000 |
| Noninterest income | 113,000 | 224,000 | 339,000 | 480,000 |
| Noninterest expense | 712,000 | 1,396,000 | 2,043,000 | 2,644,000 |
| Provision for loan losses | 0 | 150,000 | 250,000 | 450,000 |
| Pretax income | 426,000 | 618,000 | 944,000 | 1,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 618,000 | 944,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,225,000 | 10,097,000 | 10,103,000 | 10,055,000 |
| Total capital | 10,856,000 | 10,757,000 | 10,825,000 | 10,665,000 |
| Risk-weighted assets | 60,249,000 | 59,118,000 | 58,994,000 | 59,105,000 |