Call reports 2017
BANK OF COMMERCE — 2017
What BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 84,404,000 | 81,865,000 | 80,525,000 | 79,683,000 |
| Total loans | 59,274,000 | 58,360,000 | 57,830,000 | 57,970,000 |
| Allowance for loan losses | 368,000 | 450,000 | 451,000 | 598,000 |
| Securities available for sale | 19,179,000 | 17,848,000 | 16,856,000 | 16,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,102,000 | 64,494,000 | 61,800,000 | 61,294,000 |
| Interest-bearing deposits | 48,646,000 | 44,382,000 | 41,161,000 | 41,216,000 |
| Noninterest-bearing deposits | 19,456,000 | 20,112,000 | 20,639,000 | 20,078,000 |
| Equity capital | 10,599,000 | 10,828,000 | 10,849,000 | 10,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,018,000 | 3,032,000 | 4,123,000 |
| Interest expense | 47,000 | 110,000 | 181,000 | 261,000 |
| Net interest income | 973,000 | 1,908,000 | 2,851,000 | 3,862,000 |
| Noninterest income | 90,000 | 164,000 | 239,000 | 405,000 |
| Noninterest expense | 635,000 | 1,283,000 | 1,915,000 | 2,604,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 550,000 |
| Pretax income | 283,000 | 675,000 | 1,081,000 | 1,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 675,000 | 1,081,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,216,000 | 10,288,000 | 10,438,000 | 10,206,000 |
| Total capital | 10,584,000 | 10,738,000 | 10,889,000 | 10,804,000 |
| Risk-weighted assets | 61,463,000 | 63,131,000 | 58,323,000 | 59,648,000 |