Call reports 2004
BANK OF COMMERCE — 2004
What BANK OF COMMERCE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 77,886,000 | 77,348,000 | 76,673,000 | 75,318,000 |
| Total loans | 40,842,000 | 38,019,000 | 37,745,000 | 36,386,000 |
| Allowance for loan losses | 558,000 | 523,000 | 444,000 | 324,000 |
| Securities available for sale | 25,846,000 | 28,808,000 | 29,068,000 | 27,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,687,000 | 66,671,000 | 63,315,000 | 64,814,000 |
| Interest-bearing deposits | 59,584,000 | 59,777,000 | 56,080,000 | 56,793,000 |
| Noninterest-bearing deposits | 7,103,000 | 6,894,000 | 7,235,000 | 8,021,000 |
| Equity capital | 10,955,000 | 9,973,000 | 10,483,000 | 9,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,894,000 | 2,836,000 | 3,780,000 |
| Interest expense | 257,000 | 515,000 | 772,000 | 1,027,000 |
| Net interest income | 683,000 | 1,379,000 | 2,064,000 | 2,753,000 |
| Noninterest income | 135,000 | 253,000 | 382,000 | 429,000 |
| Noninterest expense | 518,000 | 1,084,000 | 1,619,000 | 2,345,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 299,000 | 543,000 | 839,000 | 723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 543,000 | 839,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,775,000 | 9,720,000 | 9,772,000 | 9,359,000 |
| Total capital | 10,333,000 | 10,243,000 | 10,216,000 | 9,683,000 |
| Risk-weighted assets | 48,356,000 | 46,238,000 | 45,405,000 | 44,049,000 |
Machine access — free, no API key
Every figure shown here about BANK OF COMMERCE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.