Call reports 2026
WHITESVILLE STATE BANK — 2026
What WHITESVILLE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 135,832,000 | 137,646,000 |
| Total loans | 74,823,000 | 76,214,000 |
| Allowance for loan losses | 765,000 | 749,000 |
| Securities available for sale | 42,021,000 | 44,264,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 124,804,000 | 126,285,000 |
| Interest-bearing deposits | 92,576,000 | 94,031,000 |
| Noninterest-bearing deposits | 32,228,000 | 32,254,000 |
| Equity capital | 9,387,000 | 9,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,773,000 | 3,570,000 |
| Interest expense | 513,000 | 1,003,000 |
| Net interest income | 1,260,000 | 2,567,000 |
| Noninterest income | 357,000 | 713,000 |
| Noninterest expense | 1,363,000 | 2,791,000 |
| Provision for loan losses | 65,000 | 65,000 |
| Pretax income | 192,000 | 410,000 |
| Income tax | 18,000 | 47,000 |
| Net income | 174,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,477,000 | 13,616,000 |