Call reports 2024
WHITESVILLE STATE BANK — 2024
What WHITESVILLE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 134,221,000 | 131,465,000 | 133,500,000 | 131,698,000 |
| Total loans | 70,546,000 | 70,319,000 | 70,744,000 | 69,808,000 |
| Allowance for loan losses | 770,000 | 753,000 | 732,000 | 659,000 |
| Securities available for sale | 42,943,000 | 44,000,000 | 44,875,000 | 46,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,246,000 | 122,431,000 | 121,956,000 | 121,867,000 |
| Interest-bearing deposits | 93,478,000 | 90,197,000 | 91,287,000 | 91,772,000 |
| Noninterest-bearing deposits | 31,768,000 | 32,234,000 | 30,669,000 | 30,095,000 |
| Equity capital | 6,303,000 | 6,280,000 | 7,761,000 | 6,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,285,000 | 4,974,000 | 6,738,000 |
| Interest expense | 606,000 | 1,186,000 | 1,781,000 | 2,420,000 |
| Net interest income | 1,011,000 | 2,099,000 | 3,193,000 | 4,318,000 |
| Noninterest income | 327,000 | 687,000 | 1,069,000 | 1,738,000 |
| Noninterest expense | 1,230,000 | 2,539,000 | 3,806,000 | 5,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 249,000 | 471,000 | 649,000 |
| Income tax | 8,000 | 17,000 | 53,000 | 69,000 |
| Net income | 102,000 | 232,000 | 418,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,819,000 | 11,897,000 | 12,034,000 | 12,145,000 |
| Total capital | 12,589,000 | 12,650,000 | 12,766,000 | — |
| Risk-weighted assets | 72,582,000 | 72,492,000 | 72,631,000 | — |