Call reports 2023
WHITESVILLE STATE BANK — 2023
What WHITESVILLE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 129,136,000 | 130,569,000 | 128,628,000 | 132,371,000 |
| Total loans | 68,988,000 | 69,734,000 | 70,226,000 | 70,779,000 |
| Allowance for loan losses | 825,000 | 806,000 | 755,000 | 833,000 |
| Securities available for sale | 41,952,000 | 40,669,000 | 41,823,000 | 46,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,540,000 | 124,442,000 | 124,007,000 | 125,003,000 |
| Interest-bearing deposits | 87,988,000 | 90,827,000 | 91,828,000 | 92,100,000 |
| Noninterest-bearing deposits | 34,552,000 | 33,615,000 | 32,179,000 | 32,903,000 |
| Equity capital | 6,161,000 | 5,595,000 | 4,027,000 | 6,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,833,000 | 4,384,000 | 5,964,000 |
| Interest expense | 322,000 | 735,000 | 1,236,000 | 1,792,000 |
| Net interest income | 1,047,000 | 2,098,000 | 3,148,000 | 4,172,000 |
| Noninterest income | 333,000 | 669,000 | 1,035,000 | 1,803,000 |
| Noninterest expense | 1,188,000 | 2,502,000 | 3,740,000 | 5,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 71,000 |
| Pretax income | 192,000 | 265,000 | 443,000 | 767,000 |
| Income tax | 28,000 | 27,000 | 51,000 | 126,000 |
| Net income | 164,000 | 238,000 | 392,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,440,000 | 11,464,000 | 11,568,000 | 11,766,000 |
| Total capital | — | 12,270,000 | 12,324,000 | 12,599,000 |
| Risk-weighted assets | — | 71,684,000 | 73,213,000 | 73,233,000 |