Call reports 2022
WHITESVILLE STATE BANK — 2022
What WHITESVILLE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 127,887,000 | 124,587,000 | 122,847,000 | 125,241,000 |
| Total loans | 61,934,000 | 64,591,000 | 66,483,000 | 68,390,000 |
| Allowance for loan losses | 716,000 | 681,000 | 664,000 | 639,000 |
| Securities available for sale | 48,555,000 | 44,666,000 | 40,957,000 | 41,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,015,000 | 117,547,000 | 117,738,000 | 116,370,000 |
| Interest-bearing deposits | 86,054,000 | 84,832,000 | 84,949,000 | 83,525,000 |
| Noninterest-bearing deposits | 32,961,000 | 32,715,000 | 32,789,000 | 32,845,000 |
| Equity capital | 8,550,000 | 6,695,000 | 4,766,000 | 5,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,220,000 | 3,459,000 | 4,767,000 |
| Interest expense | 129,000 | 261,000 | 408,000 | 632,000 |
| Net interest income | 933,000 | 1,959,000 | 3,051,000 | 4,135,000 |
| Noninterest income | 274,000 | 588,000 | 963,000 | 1,297,000 |
| Noninterest expense | 1,157,000 | 2,332,000 | 3,616,000 | 4,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 219,000 | 393,000 | 600,000 |
| Income tax | 0 | 12,000 | 40,000 | 72,000 |
| Net income | 69,000 | 207,000 | 353,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,290,000 | 11,377,000 | 11,474,000 | 11,500,000 |
| Total capital | — | — | 12,138,000 | — |
| Risk-weighted assets | — | — | 70,361,000 | — |