Call reports 2021
WHITESVILLE STATE BANK — 2021
What WHITESVILLE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 121,718,000 | 124,019,000 | 124,055,000 | 127,084,000 |
| Total loans | 59,857,000 | 58,778,000 | 60,936,000 | 61,618,000 |
| Allowance for loan losses | 829,000 | 819,000 | 822,000 | 718,000 |
| Securities available for sale | 47,538,000 | 48,659,000 | 45,339,000 | 39,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,844,000 | 110,116,000 | 112,350,000 | 114,493,000 |
| Interest-bearing deposits | 78,544,000 | 79,408,000 | 80,297,000 | 83,120,000 |
| Noninterest-bearing deposits | 30,300,000 | 30,708,000 | 32,053,000 | 31,373,000 |
| Equity capital | 11,071,000 | 11,627,000 | 11,373,000 | 11,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,068,000 | 3,133,000 | 4,189,000 |
| Interest expense | 139,000 | 276,000 | 408,000 | 544,000 |
| Net interest income | 864,000 | 1,792,000 | 2,725,000 | 3,645,000 |
| Noninterest income | 251,000 | 494,000 | 810,000 | 1,104,000 |
| Noninterest expense | 1,040,000 | 2,043,000 | 3,193,000 | 4,404,000 |
| Provision for loan losses | 0 | 0 | 0 | -110,000 |
| Pretax income | 290,000 | 514,000 | 608,000 | 776,000 |
| Income tax | 42,000 | 77,000 | 70,000 | 132,000 |
| Net income | 248,000 | 437,000 | 538,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,028,000 | 11,167,000 | 11,217,000 | 11,273,000 |