Call reports 2019
WHITESVILLE STATE BANK — 2019
What WHITESVILLE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,428,000 | 105,776,000 | 109,963,000 | 106,995,000 |
| Total loans | 53,174,000 | 53,425,000 | 52,792,000 | 52,549,000 |
| Allowance for loan losses | 871,000 | 860,000 | 798,000 | 838,000 |
| Securities available for sale | 27,684,000 | 31,717,000 | 34,614,000 | 35,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,712,000 | 93,889,000 | 98,575,000 | 96,044,000 |
| Interest-bearing deposits | 70,979,000 | 70,267,000 | 75,336,000 | 73,661,000 |
| Noninterest-bearing deposits | 21,733,000 | 23,622,000 | 23,239,000 | 22,383,000 |
| Equity capital | 10,433,000 | 10,765,000 | 11,093,000 | 10,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,342,000 | 3,538,000 | 4,739,000 |
| Interest expense | 231,000 | 463,000 | 693,000 | 916,000 |
| Net interest income | 923,000 | 1,879,000 | 2,845,000 | 3,823,000 |
| Noninterest income | 252,000 | 427,000 | 792,000 | 954,000 |
| Noninterest expense | 1,016,000 | 2,042,000 | 3,085,000 | 4,228,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 104,000 | 215,000 | 556,000 | 546,000 |
| Income tax | 10,000 | 12,000 | 75,000 | 92,000 |
| Net income | 94,000 | 203,000 | 481,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,425,000 | 10,499,000 | 10,733,000 | 10,362,000 |
| Total capital | 11,126,000 | 11,205,000 | 11,441,000 | 11,059,000 |
| Risk-weighted assets | 50,615,000 | 51,457,000 | 51,344,000 | 50,227,000 |