Call reports 2017
WHITESVILLE STATE BANK — 2017
What WHITESVILLE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,700,000 | 106,289,000 | 100,880,000 | 100,552,000 |
| Total loans | 58,553,000 | 59,783,000 | 59,897,000 | 59,817,000 |
| Allowance for loan losses | 588,000 | 596,000 | 726,000 | 715,000 |
| Securities available for sale | 22,509,000 | 22,316,000 | 14,968,000 | 19,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,332,000 | 96,465,000 | 90,953,000 | 90,695,000 |
| Interest-bearing deposits | 74,127,000 | 74,425,000 | 69,205,000 | 69,080,000 |
| Noninterest-bearing deposits | 22,205,000 | 22,040,000 | 21,748,000 | 21,615,000 |
| Equity capital | 9,267,000 | 9,530,000 | 9,687,000 | 9,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,060,000 | 3,142,000 | 4,235,000 |
| Interest expense | 140,000 | 288,000 | 437,000 | 592,000 |
| Net interest income | 870,000 | 1,772,000 | 2,705,000 | 3,643,000 |
| Noninterest income | 282,000 | 540,000 | 807,000 | 1,080,000 |
| Noninterest expense | 836,000 | 1,696,000 | 2,589,000 | 3,655,000 |
| Provision for loan losses | 65,000 | 125,000 | 277,000 | 372,000 |
| Pretax income | 281,000 | 509,000 | 688,000 | 726,000 |
| Income tax | 85,000 | 145,000 | 196,000 | 256,000 |
| Net income | 196,000 | 364,000 | 492,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,547,000 | 9,686,000 | 9,783,000 | 9,750,000 |
| Total capital | 10,142,000 | 10,288,000 | 10,496,000 | 10,480,000 |
| Risk-weighted assets | 60,387,000 | 61,153,000 | 56,567,000 | 57,947,000 |