Call reports 2025
WYOMING BANK & TRUST — 2025
What WYOMING BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 323,665,000 | 318,327,000 |
| Total loans | 138,315,000 | 140,525,000 |
| Allowance for loan losses | 2,245,000 | 2,245,000 |
| Securities available for sale | 125,905,000 | 60,295,000 |
| Securities held to maturity | 12,604,000 | 10,482,000 |
| Trading assets | 0 | 0 |
| Total deposits | 287,960,000 | 281,790,000 |
| Interest-bearing deposits | 227,093,000 | 223,943,000 |
| Noninterest-bearing deposits | 60,867,000 | 57,847,000 |
| Equity capital | 28,707,000 | 29,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 4,066,000 | 8,180,000 |
| Interest expense | 1,987,000 | 3,841,000 |
| Net interest income | 2,079,000 | 4,339,000 |
| Noninterest income | 3,942,000 | 10,320,000 |
| Noninterest expense | 4,994,000 | 11,864,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,027,000 | 1,091,000 |
| Income tax | 0 | 0 |
| Net income | 1,027,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 38,764,000 | 38,229,000 |
| Total capital | 40,925,000 | 40,368,000 |
| Risk-weighted assets | 172,806,000 | 170,988,000 |