Call reports 2024
WYOMING BANK & TRUST — 2024
What WYOMING BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 314,274,000 | 301,462,000 | 333,110,000 | 341,522,000 |
| Total loans | 129,618,000 | 132,352,000 | 124,567,000 | 126,857,000 |
| Allowance for loan losses | 2,245,000 | 2,245,000 | 2,245,000 | 2,245,000 |
| Securities available for sale | 125,751,000 | 122,432,000 | 123,690,000 | 123,565,000 |
| Securities held to maturity | 14,882,000 | 13,245,000 | 13,243,000 | 12,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,140,000 | 269,593,000 | 297,168,000 | 307,724,000 |
| Interest-bearing deposits | 208,638,000 | 211,178,000 | 236,859,000 | 242,082,000 |
| Noninterest-bearing deposits | 64,502,000 | 58,415,000 | 60,309,000 | 65,642,000 |
| Equity capital | 23,550,000 | 24,465,000 | 28,190,000 | 26,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,147,000 | 7,998,000 | 12,083,000 | 16,303,000 |
| Interest expense | 2,149,000 | 4,051,000 | 6,180,000 | 8,335,000 |
| Net interest income | 1,998,000 | 3,947,000 | 5,903,000 | 7,968,000 |
| Noninterest income | 3,482,000 | 9,595,000 | 16,335,000 | 21,916,000 |
| Noninterest expense | 4,685,000 | 11,112,000 | 18,322,000 | 24,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 795,000 | 2,430,000 | 3,916,000 | 5,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 795,000 | 2,430,000 | 3,916,000 | 5,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,331,000 | 36,141,000 | 37,152,000 | 37,738,000 |
| Total capital | 37,576,000 | 38,302,000 | 39,313,000 | 39,805,000 |
| Risk-weighted assets | 187,267,000 | 172,806,000 | 172,806,000 | 165,194,000 |