Call reports 2020
WYOMING BANK & TRUST — 2020
What WYOMING BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 206,077,000 | 230,962,000 | 248,809,000 | 254,315,000 |
| Total loans | 110,810,000 | 114,339,000 | 114,458,000 | 108,795,000 |
| Allowance for loan losses | 1,796,000 | 2,246,000 | 2,247,000 | 2,248,000 |
| Securities available for sale | 61,207,000 | 69,534,000 | 77,263,000 | 93,920,000 |
| Securities held to maturity | 9,681,000 | 9,249,000 | 9,146,000 | 8,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,136,000 | 202,293,000 | 216,997,000 | 223,788,000 |
| Interest-bearing deposits | 128,415,000 | 132,170,000 | 154,340,000 | 154,370,000 |
| Noninterest-bearing deposits | 51,721,000 | 70,122,000 | 62,658,000 | 69,418,000 |
| Equity capital | 24,094,000 | 26,611,000 | 29,112,000 | 28,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 4,090,000 | 5,826,000 | 7,597,000 |
| Interest expense | 369,000 | 600,000 | 835,000 | 1,115,000 |
| Net interest income | 1,608,000 | 3,490,000 | 4,991,000 | 6,482,000 |
| Noninterest income | 4,149,000 | 9,724,000 | 18,259,000 | 26,341,000 |
| Noninterest expense | 4,759,000 | 10,222,000 | 18,008,000 | 25,626,000 |
| Provision for loan losses | 0 | 450,000 | 450,000 | 450,000 |
| Pretax income | 1,292,000 | 2,836,000 | 5,374,000 | 7,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,292,000 | 2,836,000 | 5,374,000 | 7,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,334,000 | 23,878,000 | 25,916,000 | 25,118,000 |
| Total capital | 24,999,000 | 25,542,000 | 27,499,000 | 26,877,000 |
| Risk-weighted assets | 133,056,000 | 132,519,000 | 125,996,000 | 140,257,000 |