Call reports 2019
WYOMING BANK & TRUST — 2019
What WYOMING BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,165,000 | 192,665,000 | 218,059,000 | 206,728,000 |
| Total loans | 104,535,000 | 104,735,000 | 115,296,000 | 115,045,000 |
| Allowance for loan losses | 1,668,000 | 1,669,000 | 1,669,000 | 1,795,000 |
| Securities available for sale | 59,137,000 | 57,194,000 | 59,733,000 | 64,602,000 |
| Securities held to maturity | 8,326,000 | 9,617,000 | 10,144,000 | 9,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,694,000 | 166,521,000 | 190,321,000 | 180,994,000 |
| Interest-bearing deposits | 130,362,000 | 122,790,000 | 136,370,000 | 129,665,000 |
| Noninterest-bearing deposits | 40,332,000 | 43,731,000 | 53,951,000 | 51,329,000 |
| Equity capital | 22,376,000 | 24,000,000 | 25,461,000 | 23,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,847,000 | 5,850,000 | 7,975,000 |
| Interest expense | 285,000 | 575,000 | 886,000 | 1,244,000 |
| Net interest income | 1,640,000 | 3,272,000 | 4,964,000 | 6,731,000 |
| Noninterest income | 3,634,000 | 8,528,000 | 14,003,000 | 18,941,000 |
| Noninterest expense | 4,316,000 | 9,710,000 | 15,272,000 | 20,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 1,007,000 | 2,282,000 | 4,039,000 | 5,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,007,000 | 2,282,000 | 4,039,000 | 5,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,690,000 | 21,715,000 | 22,972,000 | 22,042,000 |
| Total capital | 22,312,000 | 23,380,000 | 24,641,000 | 23,837,000 |
| Risk-weighted assets | 129,733,000 | 133,169,000 | 141,573,000 | 145,603,000 |