Call reports 2016
WYOMING BANK & TRUST — 2016
What WYOMING BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 166,559,000 | 164,160,000 | 176,143,000 | 168,463,000 |
| Total loans | 92,069,000 | 93,794,000 | 94,054,000 | 98,418,000 |
| Allowance for loan losses | 1,722,000 | 1,721,000 | 1,722,000 | 1,723,000 |
| Securities available for sale | 38,373,000 | 37,181,000 | 35,745,000 | 36,095,000 |
| Securities held to maturity | 12,255,000 | 12,045,000 | 11,686,000 | 12,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,606,000 | 141,871,000 | 152,967,000 | 147,504,000 |
| Interest-bearing deposits | 110,074,000 | 107,443,000 | 117,723,000 | 115,292,000 |
| Noninterest-bearing deposits | 35,532,000 | 34,428,000 | 35,244,000 | 32,212,000 |
| Equity capital | 17,708,000 | 18,992,000 | 19,750,000 | 17,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,687,000 | 4,054,000 | 5,438,000 |
| Interest expense | 109,000 | 227,000 | 339,000 | 454,000 |
| Net interest income | 1,184,000 | 2,460,000 | 3,715,000 | 4,984,000 |
| Noninterest income | 2,731,000 | 7,304,000 | 12,565,000 | 17,390,000 |
| Noninterest expense | 3,579,000 | 8,318,000 | 13,530,000 | 18,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 1,410,000 | 2,712,000 | 3,586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 1,410,000 | 2,712,000 | 3,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,375,000 | 16,954,000 | 17,944,000 | 17,168,000 |
| Total capital | 17,701,000 | 18,298,000 | 19,304,000 | 18,628,000 |
| Risk-weighted assets | 105,717,000 | 107,155,000 | 108,455,000 | 116,547,000 |