Call reports 2015
WYOMING BANK & TRUST — 2015
What WYOMING BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 152,577,000 | 156,540,000 | 176,218,000 | 169,109,000 |
| Total loans | 90,759,000 | 94,011,000 | 86,338,000 | 87,569,000 |
| Allowance for loan losses | 1,637,000 | 1,737,000 | 1,737,000 | 1,722,000 |
| Securities available for sale | 29,903,000 | 30,497,000 | 31,057,000 | 35,320,000 |
| Securities held to maturity | 12,435,000 | 12,103,000 | 12,642,000 | 12,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,750,000 | 137,182,000 | 156,077,000 | 149,619,000 |
| Interest-bearing deposits | 100,600,000 | 95,184,000 | 113,655,000 | 111,704,000 |
| Noninterest-bearing deposits | 34,150,000 | 41,998,000 | 42,422,000 | 37,915,000 |
| Equity capital | 16,314,000 | 16,591,000 | 17,560,000 | 17,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,585,000 | 3,918,000 | 5,223,000 |
| Interest expense | 99,000 | 199,000 | 303,000 | 405,000 |
| Net interest income | 1,142,000 | 2,386,000 | 3,615,000 | 4,818,000 |
| Noninterest income | 3,219,000 | 7,781,000 | 12,504,000 | 16,464,000 |
| Noninterest expense | 3,597,000 | 8,295,000 | 13,245,000 | 17,764,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 754,000 | 1,780,000 | 2,783,000 | 3,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 754,000 | 1,780,000 | 2,783,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,174,000 | 15,717,000 | 16,469,000 | 16,309,000 |
| Total capital | 16,427,000 | 17,014,000 | 17,707,000 | 17,580,000 |
| Risk-weighted assets | 99,883,000 | 103,331,000 | 98,594,000 | 101,188,000 |