Call reports 2014
WYOMING BANK & TRUST — 2014
What WYOMING BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,267,000 | 140,952,000 | 144,952,000 | 145,861,000 |
| Total loans | 79,343,000 | 82,166,000 | 85,472,000 | 81,797,000 |
| Allowance for loan losses | 1,327,000 | 1,433,000 | 1,541,000 | 1,637,000 |
| Securities available for sale | 23,959,000 | 21,164,000 | 24,505,000 | 26,349,000 |
| Securities held to maturity | 11,573,000 | 11,512,000 | 11,157,000 | 10,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,507,000 | 124,494,000 | 127,385,000 | 128,311,000 |
| Interest-bearing deposits | 93,545,000 | 96,564,000 | 102,666,000 | 94,962,000 |
| Noninterest-bearing deposits | 26,962,000 | 27,930,000 | 24,719,000 | 33,349,000 |
| Equity capital | 14,210,000 | 14,687,000 | 15,304,000 | 15,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,356,000 | 3,594,000 | 4,919,000 |
| Interest expense | 101,000 | 202,000 | 305,000 | 408,000 |
| Net interest income | 1,057,000 | 2,154,000 | 3,289,000 | 4,511,000 |
| Noninterest income | 2,292,000 | 5,993,000 | 10,033,000 | 14,331,000 |
| Noninterest expense | 3,042,000 | 7,111,000 | 11,464,000 | 15,918,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 307,000 | 904,000 | 1,720,000 | 2,778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 904,000 | 1,720,000 | 2,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,369,000 | 13,716,000 | 14,367,000 | 14,935,000 |
| Total capital | 14,546,000 | 14,911,000 | 15,582,000 | 16,109,000 |
| Risk-weighted assets | 94,019,000 | 95,353,000 | 96,850,000 | 94,504,000 |