Call reports 2013
WYOMING BANK & TRUST — 2013
What WYOMING BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,893,000 | 131,611,000 | 137,977,000 | 136,408,000 |
| Total loans | 72,653,000 | 77,724,000 | 80,447,000 | 79,422,000 |
| Allowance for loan losses | 1,612,000 | 1,515,000 | 1,321,000 | 1,321,000 |
| Securities available for sale | 25,916,000 | 27,277,000 | 26,599,000 | 23,322,000 |
| Securities held to maturity | 9,013,000 | 10,484,000 | 10,145,000 | 10,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,755,000 | 116,419,000 | 122,182,000 | 120,934,000 |
| Interest-bearing deposits | 91,141,000 | 88,054,000 | 91,780,000 | 92,913,000 |
| Noninterest-bearing deposits | 27,614,000 | 28,365,000 | 30,402,000 | 28,021,000 |
| Equity capital | 13,515,000 | 13,512,000 | 14,030,000 | 13,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,251,000 | 3,441,000 | 4,645,000 |
| Interest expense | 104,000 | 208,000 | 308,000 | 411,000 |
| Net interest income | 989,000 | 2,043,000 | 3,133,000 | 4,234,000 |
| Noninterest income | 2,198,000 | 6,108,000 | 10,253,000 | 13,909,000 |
| Noninterest expense | 2,769,000 | 6,740,000 | 11,114,000 | 15,482,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 388,000 | 1,370,000 | 2,131,000 | 2,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 1,370,000 | 2,131,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,459,000 | 12,675,000 | 13,206,000 | 13,076,000 |
| Total capital | 13,544,000 | 13,835,000 | 14,380,000 | 14,257,000 |
| Risk-weighted assets | 86,277,000 | 92,454,000 | 93,743,000 | 94,400,000 |