Call reports 2012
WYOMING BANK & TRUST — 2012
What WYOMING BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,538,000 | 129,289,000 | 132,302,000 | 139,364,000 |
| Total loans | 73,125,000 | 71,811,000 | 76,903,000 | 75,546,000 |
| Allowance for loan losses | 1,449,000 | 1,600,000 | 1,603,000 | 1,609,000 |
| Securities available for sale | 16,572,000 | 24,985,000 | 23,034,000 | 25,069,000 |
| Securities held to maturity | 8,218,000 | 8,556,000 | 8,601,000 | 8,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,924,000 | 114,678,000 | 117,454,000 | 124,380,000 |
| Interest-bearing deposits | 83,827,000 | 84,481,000 | 85,784,000 | 91,697,000 |
| Noninterest-bearing deposits | 28,097,000 | 30,197,000 | 31,670,000 | 32,683,000 |
| Equity capital | 11,788,000 | 12,744,000 | 13,032,000 | 13,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,234,000 | 3,341,000 | 4,490,000 |
| Interest expense | 130,000 | 250,000 | 360,000 | 466,000 |
| Net interest income | 965,000 | 1,984,000 | 2,981,000 | 4,024,000 |
| Noninterest income | 2,280,000 | 5,469,000 | 8,539,000 | 12,655,000 |
| Noninterest expense | 2,640,000 | 5,986,000 | 9,390,000 | 13,834,000 |
| Provision for loan losses | 200,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 408,000 | 1,170,000 | 1,896,000 | 2,614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 1,170,000 | 1,896,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,690,000 | 11,352,000 | 11,978,000 | 12,221,000 |
| Total capital | 11,742,000 | 12,422,000 | 13,072,000 | 13,310,000 |
| Risk-weighted assets | 83,820,000 | 85,035,000 | 86,991,000 | 86,595,000 |