Call reports 2011
WYOMING BANK & TRUST — 2011
What WYOMING BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 123,709,000 | 119,604,000 | 117,824,000 | 121,388,000 |
| Total loans | 64,216,000 | 65,392,000 | 66,632,000 | 69,713,000 |
| Allowance for loan losses | 1,181,000 | 1,199,000 | 1,304,000 | 1,603,000 |
| Securities available for sale | 13,753,000 | 15,832,000 | 14,922,000 | 10,118,000 |
| Securities held to maturity | 6,046,000 | 6,229,000 | 6,529,000 | 7,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,961,000 | 106,285,000 | 103,854,000 | 108,125,000 |
| Interest-bearing deposits | 89,611,000 | 83,213,000 | 78,403,000 | 84,295,000 |
| Noninterest-bearing deposits | 21,350,000 | 23,072,000 | 25,451,000 | 23,830,000 |
| Equity capital | 10,792,000 | 11,417,000 | 12,109,000 | 11,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,149,000 | 3,231,000 | 4,230,000 |
| Interest expense | 197,000 | 380,000 | 534,000 | 679,000 |
| Net interest income | 856,000 | 1,769,000 | 2,697,000 | 3,551,000 |
| Noninterest income | 1,800,000 | 4,616,000 | 7,674,000 | 10,271,000 |
| Noninterest expense | 2,429,000 | 5,518,000 | 8,692,000 | 12,020,000 |
| Provision for loan losses | 0 | 113,000 | 214,000 | 513,000 |
| Pretax income | 227,000 | 754,000 | 1,477,000 | 1,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 754,000 | 1,477,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,920,000 | 10,412,000 | 11,020,000 | 10,282,000 |
| Total capital | 10,881,000 | 11,376,000 | 11,965,000 | 11,272,000 |
| Risk-weighted assets | 76,694,000 | 76,872,000 | 75,260,000 | 78,562,000 |