Call reports 2010
WYOMING BANK & TRUST — 2010
What WYOMING BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,304,000 | 106,229,000 | 120,460,000 | 120,513,000 |
| Total loans | 71,537,000 | 71,659,000 | 71,858,000 | 69,359,000 |
| Allowance for loan losses | 1,214,000 | 1,264,000 | 1,386,000 | 1,386,000 |
| Securities available for sale | 5,181,000 | 7,125,000 | 6,859,000 | 8,591,000 |
| Securities held to maturity | 4,185,000 | 4,106,000 | 4,120,000 | 4,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,439,000 | 93,466,000 | 107,708,000 | 107,741,000 |
| Interest-bearing deposits | 72,169,000 | 75,165,000 | 82,728,000 | 87,289,000 |
| Noninterest-bearing deposits | 19,270,000 | 18,301,000 | 24,980,000 | 20,452,000 |
| Equity capital | 10,715,000 | 10,644,000 | 10,704,000 | 10,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,184,000 | 3,337,000 | 4,451,000 |
| Interest expense | 249,000 | 499,000 | 748,000 | 969,000 |
| Net interest income | 838,000 | 1,685,000 | 2,589,000 | 3,482,000 |
| Noninterest income | 2,025,000 | 4,254,000 | 6,416,000 | 8,997,000 |
| Noninterest expense | 2,320,000 | 4,827,000 | 7,299,000 | 10,493,000 |
| Provision for loan losses | 60,000 | 335,000 | 610,000 | 610,000 |
| Pretax income | 483,000 | 779,000 | 1,098,000 | 1,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 483,000 | 779,000 | 1,098,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,667,000 | 9,543,000 | 9,596,000 | 9,838,000 |
| Total capital | 10,674,000 | 10,527,000 | 10,606,000 | 10,799,000 |
| Risk-weighted assets | 79,861,000 | 80,441,000 | 80,430,000 | 76,422,000 |