Call reports 2009
WYOMING BANK & TRUST — 2009
What WYOMING BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,932,000 | 95,101,000 | 96,410,000 | 96,872,000 |
| Total loans | 70,554,000 | 69,115,000 | 68,926,000 | 68,550,000 |
| Allowance for loan losses | 719,000 | 772,000 | 830,000 | 1,154,000 |
| Securities available for sale | 5,556,000 | 3,600,000 | 4,099,000 | 5,086,000 |
| Securities held to maturity | 3,679,000 | 3,110,000 | 4,039,000 | 4,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,296,000 | 82,363,000 | 83,299,000 | 84,256,000 |
| Interest-bearing deposits | 65,530,000 | 64,083,000 | 67,038,000 | 67,272,000 |
| Noninterest-bearing deposits | 15,766,000 | 18,280,000 | 16,261,000 | 16,984,000 |
| Equity capital | 10,316,000 | 10,371,000 | 10,852,000 | 10,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,173,000 | 3,258,000 | 4,353,000 |
| Interest expense | 272,000 | 525,000 | 778,000 | 1,027,000 |
| Net interest income | 833,000 | 1,648,000 | 2,480,000 | 3,326,000 |
| Noninterest income | 1,383,000 | 3,352,000 | 5,604,000 | 7,522,000 |
| Noninterest expense | 1,778,000 | 4,248,000 | 6,667,000 | 9,401,000 |
| Provision for loan losses | 90,000 | 143,000 | 201,000 | 521,000 |
| Pretax income | 374,000 | 638,000 | 1,245,000 | 955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 638,000 | 1,245,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,040,000 | 9,276,000 | 9,780,000 | 9,415,000 |
| Total capital | 9,759,000 | 10,048,000 | 10,610,000 | 10,380,000 |
| Risk-weighted assets | 77,667,000 | 76,959,000 | 79,332,000 | 77,038,000 |