Call reports 2007
WYOMING BANK & TRUST — 2007
What WYOMING BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,697,000 | 89,081,000 | 85,806,000 | 87,178,000 |
| Total loans | 50,764,000 | 55,987,000 | 59,134,000 | 61,215,000 |
| Allowance for loan losses | 553,000 | 553,000 | 568,000 | 584,000 |
| Securities available for sale | 9,462,000 | 9,373,000 | 9,397,000 | 6,625,000 |
| Securities held to maturity | 3,957,000 | 3,920,000 | 4,147,000 | 4,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,317,000 | 76,062,000 | 72,276,000 | 75,696,000 |
| Interest-bearing deposits | 64,386,000 | 72,041,000 | 70,151,000 | 72,381,000 |
| Noninterest-bearing deposits | 7,931,000 | 4,021,000 | 2,125,000 | 3,315,000 |
| Equity capital | 9,671,000 | 10,314,000 | 10,828,000 | 8,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,625,000 | 4,062,000 | 5,428,000 |
| Interest expense | 511,000 | 1,054,000 | 1,657,000 | 2,211,000 |
| Net interest income | 742,000 | 1,571,000 | 2,405,000 | 3,217,000 |
| Noninterest income | 1,515,000 | 3,718,000 | 5,723,000 | 7,293,000 |
| Noninterest expense | 1,907,000 | 4,253,000 | 6,535,000 | 8,885,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 40,000 |
| Pretax income | 350,000 | 1,026,000 | 1,568,000 | 1,592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 1,026,000 | 1,568,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,294,000 | 8,999,000 | 9,460,000 | 7,505,000 |
| Total capital | 8,847,000 | 9,552,000 | 10,028,000 | 8,089,000 |
| Risk-weighted assets | 63,613,000 | 68,043,000 | 66,797,000 | 68,346,000 |