Call reports 2006
WYOMING BANK & TRUST — 2006
What WYOMING BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,400,000 | 86,708,000 | 79,643,000 | 83,323,000 |
| Total loans | 52,957,000 | 49,985,000 | 45,047,000 | 45,332,000 |
| Allowance for loan losses | 577,000 | 593,000 | 573,000 | 552,000 |
| Securities available for sale | 5,210,000 | 5,192,000 | 5,933,000 | 9,485,000 |
| Securities held to maturity | 4,238,000 | 3,795,000 | 4,268,000 | 3,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,656,000 | 74,464,000 | 66,795,000 | 71,353,000 |
| Interest-bearing deposits | 56,401,000 | 57,651,000 | 59,691,000 | 63,786,000 |
| Noninterest-bearing deposits | 15,255,000 | 16,813,000 | 7,104,000 | 7,567,000 |
| Equity capital | 8,859,000 | 9,412,000 | 10,104,000 | 9,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,386,000 | 3,677,000 | 4,917,000 |
| Interest expense | 458,000 | 941,000 | 1,457,000 | 1,967,000 |
| Net interest income | 719,000 | 1,445,000 | 2,220,000 | 2,950,000 |
| Noninterest income | 1,361,000 | 3,517,000 | 5,600,000 | 7,533,000 |
| Noninterest expense | 1,760,000 | 4,060,000 | 6,276,000 | 8,730,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 305,000 | 872,000 | 1,519,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 872,000 | 1,519,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,409,000 | 8,011,000 | 8,682,000 | 7,900,000 |
| Total capital | 7,986,000 | 8,604,000 | 9,255,000 | 8,452,000 |
| Risk-weighted assets | 63,783,000 | 60,209,000 | 61,453,000 | 57,383,000 |