Call reports 2002
WYOMING BANK & TRUST — 2002
What WYOMING BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,391,000 | 48,747,000 | 53,886,000 | 56,120,000 |
| Total loans | 33,703,000 | 36,371,000 | 42,462,000 | 40,358,000 |
| Allowance for loan losses | 282,000 | 312,000 | 343,000 | 378,000 |
| Securities available for sale | 4,830,000 | 4,011,000 | 3,815,000 | 4,975,000 |
| Securities held to maturity | 4,091,000 | 4,542,000 | 4,534,000 | 4,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,924,000 | 43,753,000 | 45,027,000 | 48,936,000 |
| Interest-bearing deposits | 32,132,000 | 32,678,000 | 35,071,000 | 39,552,000 |
| Noninterest-bearing deposits | 11,792,000 | 11,075,000 | 9,956,000 | 9,384,000 |
| Equity capital | 3,709,000 | 3,919,000 | 4,210,000 | 4,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,436,000 | 2,235,000 | 3,044,000 |
| Interest expense | 215,000 | 426,000 | 641,000 | 866,000 |
| Net interest income | 475,000 | 1,010,000 | 1,594,000 | 2,178,000 |
| Noninterest income | 167,000 | 377,000 | 687,000 | 1,018,000 |
| Noninterest expense | 459,000 | 893,000 | 1,370,000 | 2,109,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 153,000 | 434,000 | 833,000 | 965,000 |
| Income tax | 30,000 | 121,000 | 231,000 | 268,000 |
| Net income | 123,000 | 313,000 | 602,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,648,000 | 3,839,000 | 4,126,000 | 4,124,000 |
| Total capital | 3,930,000 | 4,151,000 | 4,469,000 | 4,502,000 |
| Risk-weighted assets | 38,208,000 | 41,631,000 | 43,140,000 | 44,160,000 |