Call reports 2001
WYOMING BANK & TRUST — 2001
What WYOMING BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,775,000 | 40,649,000 | 40,851,000 | 45,139,000 |
| Total loans | 26,700,000 | 27,830,000 | 28,684,000 | 31,154,000 |
| Allowance for loan losses | 193,000 | 203,000 | 225,000 | 252,000 |
| Securities available for sale | 5,103,000 | 6,592,000 | 5,898,000 | 3,729,000 |
| Securities held to maturity | 2,728,000 | 2,721,000 | 2,901,000 | 4,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,141,000 | 36,565,000 | 36,704,000 | 40,593,000 |
| Interest-bearing deposits | 28,426,000 | 27,499,000 | 28,924,000 | 30,692,000 |
| Noninterest-bearing deposits | 6,715,000 | 9,066,000 | 7,780,000 | 9,901,000 |
| Equity capital | 3,131,000 | 3,325,000 | 3,547,000 | 3,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,432,000 | 2,128,000 | 2,844,000 |
| Interest expense | 297,000 | 582,000 | 843,000 | 1,073,000 |
| Net interest income | 432,000 | 850,000 | 1,285,000 | 1,771,000 |
| Noninterest income | 218,000 | 474,000 | 916,000 | 1,220,000 |
| Noninterest expense | 441,000 | 857,000 | 1,291,000 | 1,900,000 |
| Provision for loan losses | 23,000 | 35,000 | 63,000 | 93,000 |
| Pretax income | 186,000 | 432,000 | 847,000 | 998,000 |
| Income tax | 36,000 | 63,000 | 205,000 | 279,000 |
| Net income | 150,000 | 369,000 | 642,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,076,000 | 3,276,000 | 3,449,000 | 3,526,000 |
| Total capital | 3,269,000 | 3,479,000 | 3,674,000 | 3,778,000 |
| Risk-weighted assets | 30,205,000 | 31,999,000 | 33,603,000 | 38,630,000 |