Call reports 2025
NORTHEAST MISSOURI STATE BANK — 2025
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 149,041,000 | 150,399,000 | 154,016,000 | 157,993,000 |
| Total loans | 62,426,000 | 64,083,000 | 66,297,000 | 68,331,000 |
| Allowance for loan losses | 808,000 | 809,000 | 809,000 | 804,000 |
| Securities available for sale | 66,315,000 | 67,602,000 | 68,924,000 | 67,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,590,000 | 136,286,000 | 137,779,000 | 141,187,000 |
| Interest-bearing deposits | 100,120,000 | 101,109,000 | 103,037,000 | 103,676,000 |
| Noninterest-bearing deposits | 35,470,000 | 35,177,000 | 34,742,000 | 37,511,000 |
| Equity capital | 12,832,000 | 13,457,000 | 14,964,000 | 15,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,201,000 | 4,917,000 | 6,686,000 |
| Interest expense | 648,000 | 1,310,000 | 1,976,000 | 2,661,000 |
| Net interest income | 915,000 | 1,891,000 | 2,941,000 | 4,025,000 |
| Noninterest income | 91,000 | 165,000 | 246,000 | 316,000 |
| Noninterest expense | 585,000 | 1,133,000 | 1,679,000 | 2,280,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 421,000 | 923,000 | 1,508,000 | 2,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 923,000 | 1,508,000 | 2,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,972,000 | 17,050,000 | 17,385,000 | 17,688,000 |
| Total capital | 17,780,000 | 17,859,000 | 18,194,000 | 18,492,000 |
| Risk-weighted assets | 78,764,000 | 80,936,000 | 77,681,000 | 83,304,000 |