Call reports 2024
NORTHEAST MISSOURI STATE BANK — 2024
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 139,234,000 | 138,671,000 | 141,117,000 | 143,214,000 |
| Total loans | 58,701,000 | 61,650,000 | 60,333,000 | 62,702,000 |
| Allowance for loan losses | 817,000 | 820,000 | 820,000 | 795,000 |
| Securities available for sale | 64,995,000 | 64,549,000 | 65,843,000 | 65,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,686,000 | 127,149,000 | 127,311,000 | 130,945,000 |
| Interest-bearing deposits | 92,474,000 | 93,640,000 | 94,574,000 | 96,546,000 |
| Noninterest-bearing deposits | 35,212,000 | 33,509,000 | 32,737,000 | 34,399,000 |
| Equity capital | 10,949,000 | 10,943,000 | 13,144,000 | 11,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,769,000 | 4,227,000 | 5,746,000 |
| Interest expense | 549,000 | 1,127,000 | 1,775,000 | 2,436,000 |
| Net interest income | 798,000 | 1,642,000 | 2,452,000 | 3,310,000 |
| Noninterest income | 64,000 | 128,000 | 196,000 | 267,000 |
| Noninterest expense | 499,000 | 1,063,000 | 1,613,000 | 2,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 707,000 | 1,035,000 | 1,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 707,000 | 1,035,000 | 1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,168,000 | 16,163,000 | 16,341,000 | 16,552,000 |
| Total capital | 16,985,000 | 16,983,000 | 17,161,000 | 17,347,000 |
| Risk-weighted assets | 74,101,000 | 77,741,000 | 76,945,000 | 78,435,000 |