Call reports 2023
NORTHEAST MISSOURI STATE BANK — 2023
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,886,000 | 132,366,000 | 131,480,000 | 136,392,000 |
| Total loans | 52,299,000 | 54,537,000 | 55,675,000 | 56,690,000 |
| Allowance for loan losses | 812,000 | 821,000 | 821,000 | 820,000 |
| Securities available for sale | 69,516,000 | 67,008,000 | 64,150,000 | 66,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,169,000 | 122,034,000 | 123,236,000 | 124,700,000 |
| Interest-bearing deposits | 89,021,000 | 91,129,000 | 90,877,000 | 88,313,000 |
| Noninterest-bearing deposits | 33,148,000 | 30,905,000 | 32,359,000 | 36,387,000 |
| Equity capital | 10,447,000 | 9,910,000 | 7,695,000 | 11,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,227,000 | 3,408,000 | 4,668,000 |
| Interest expense | 282,000 | 621,000 | 1,080,000 | 1,569,000 |
| Net interest income | 805,000 | 1,606,000 | 2,328,000 | 3,099,000 |
| Noninterest income | 70,000 | 146,000 | 213,000 | 282,000 |
| Noninterest expense | 556,000 | 1,111,000 | 1,677,000 | 2,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 641,000 | 864,000 | 1,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 641,000 | 864,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,749,000 | 15,720,000 | 15,769,000 | 15,805,000 |
| Total capital | 16,561,000 | 16,541,000 | 16,590,000 | 16,625,000 |
| Risk-weighted assets | 69,643,000 | 71,321,000 | 72,401,000 | 72,484,000 |