Call reports 2022
NORTHEAST MISSOURI STATE BANK — 2022
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,111,000 | 139,841,000 | 132,459,000 | 133,796,000 |
| Total loans | 48,672,000 | 50,959,000 | 52,093,000 | 53,150,000 |
| Allowance for loan losses | 832,000 | 816,000 | 816,000 | 809,000 |
| Securities available for sale | 75,184,000 | 73,094,000 | 69,112,000 | 70,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,910,000 | 129,346,000 | 124,033,000 | 118,874,000 |
| Interest-bearing deposits | 90,503,000 | 91,936,000 | 88,112,000 | 83,545,000 |
| Noninterest-bearing deposits | 36,407,000 | 37,410,000 | 35,921,000 | 35,329,000 |
| Equity capital | 13,018,000 | 10,280,000 | 7,236,000 | 9,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,943,000 | 2,985,000 | 4,059,000 |
| Interest expense | 100,000 | 200,000 | 299,000 | 463,000 |
| Net interest income | 840,000 | 1,743,000 | 2,686,000 | 3,596,000 |
| Noninterest income | 65,000 | 136,000 | 213,000 | 286,000 |
| Noninterest expense | 530,000 | 1,052,000 | 1,583,000 | 2,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 852,000 | 1,341,000 | 1,798,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 852,000 | 1,341,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,018,000 | 14,984,000 | 15,173,000 | 15,429,000 |
| Total capital | 15,850,000 | 15,800,000 | 15,989,000 | 16,238,000 |
| Risk-weighted assets | 67,861,000 | 69,798,000 | 70,744,000 | 71,414,000 |