Call reports 2020
NORTHEAST MISSOURI STATE BANK — 2020
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,987,000 | 118,814,000 | 116,686,000 | 120,581,000 |
| Total loans | 52,179,000 | 52,316,000 | 50,897,000 | 49,886,000 |
| Allowance for loan losses | 786,000 | 819,000 | 834,000 | 834,000 |
| Securities available for sale | 47,297,000 | 49,575,000 | 50,648,000 | 53,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,219,000 | 101,221,000 | 98,848,000 | 102,595,000 |
| Interest-bearing deposits | 72,480,000 | 74,335,000 | 73,511,000 | 73,448,000 |
| Noninterest-bearing deposits | 22,739,000 | 26,886,000 | 25,337,000 | 29,147,000 |
| Equity capital | 18,465,000 | 17,239,000 | 17,489,000 | 17,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,147,000 | 3,102,000 | 4,016,000 |
| Interest expense | 194,000 | 369,000 | 527,000 | 671,000 |
| Net interest income | 896,000 | 1,778,000 | 2,575,000 | 3,345,000 |
| Noninterest income | 71,000 | 134,000 | 203,000 | 277,000 |
| Noninterest expense | 507,000 | 1,019,000 | 1,525,000 | 2,021,000 |
| Provision for loan losses | 0 | 30,000 | 45,000 | 45,000 |
| Pretax income | 461,000 | 990,000 | 1,358,000 | 1,706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 990,000 | 1,358,000 | 1,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,361,000 | 13,915,000 | 14,133,000 | 14,331,000 |
| Total capital | — | 14,685,000 | 14,871,000 | 15,075,000 |
| Risk-weighted assets | — | 61,544,000 | 58,980,000 | 59,398,000 |