Call reports 2018
NORTHEAST MISSOURI STATE BANK — 2018
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,212,000 | 105,215,000 | 103,147,000 | 103,544,000 |
| Total loans | 46,718,000 | 47,081,000 | 47,696,000 | 48,625,000 |
| Allowance for loan losses | 824,000 | 823,000 | 787,000 | 800,000 |
| Securities available for sale | 47,525,000 | 47,619,000 | 45,548,000 | 45,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,485,000 | 90,494,000 | 88,371,000 | 87,943,000 |
| Interest-bearing deposits | 73,134,000 | 70,086,000 | 68,666,000 | 67,658,000 |
| Noninterest-bearing deposits | 20,351,000 | 20,408,000 | 19,705,000 | 20,285,000 |
| Equity capital | 14,533,000 | 14,540,000 | 14,556,000 | 15,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,860,000 | 2,803,000 | 3,768,000 |
| Interest expense | 109,000 | 238,000 | 375,000 | 523,000 |
| Net interest income | 811,000 | 1,622,000 | 2,428,000 | 3,245,000 |
| Noninterest income | 84,000 | 175,000 | 255,000 | 334,000 |
| Noninterest expense | 503,000 | 972,000 | 1,484,000 | 1,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 370,000 | 803,000 | 1,178,000 | 1,593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 803,000 | 1,178,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,311,000 | 13,443,000 | 13,669,000 | 13,933,000 |
| Total capital | 14,031,000 | 14,169,000 | 14,390,000 | 14,660,000 |
| Risk-weighted assets | 57,512,000 | 58,017,000 | 57,640,000 | 58,060,000 |