Call reports 2016
NORTHEAST MISSOURI STATE BANK — 2016
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,683,000 | 105,304,000 | 107,966,000 | 106,372,000 |
| Total loans | 42,184,000 | 42,572,000 | 43,264,000 | 43,657,000 |
| Allowance for loan losses | 789,000 | 789,000 | 835,000 | 828,000 |
| Securities available for sale | 50,365,000 | 49,910,000 | 50,648,000 | 51,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,481,000 | 90,700,000 | 93,135,000 | 92,446,000 |
| Interest-bearing deposits | 72,964,000 | 73,276,000 | 72,414,000 | 71,260,000 |
| Noninterest-bearing deposits | 17,517,000 | 17,424,000 | 20,721,000 | 21,186,000 |
| Equity capital | 14,012,000 | 14,365,000 | 14,584,000 | 13,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,687,000 | 2,524,000 | 3,359,000 |
| Interest expense | 108,000 | 216,000 | 325,000 | 433,000 |
| Net interest income | 740,000 | 1,471,000 | 2,199,000 | 2,926,000 |
| Noninterest income | 102,000 | 205,000 | 304,000 | 394,000 |
| Noninterest expense | 502,000 | 1,002,000 | 1,502,000 | 1,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 706,000 | 1,038,000 | 1,382,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 706,000 | 1,038,000 | 1,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,512,000 | 11,646,000 | 11,878,000 | 12,222,000 |
| Total capital | 12,208,000 | 12,359,000 | 12,583,000 | 12,936,000 |
| Risk-weighted assets | 55,642,000 | 56,925,000 | 56,300,000 | 56,967,000 |