Call reports 2015
NORTHEAST MISSOURI STATE BANK — 2015
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,832,000 | 103,728,000 | 105,411,000 | 104,966,000 |
| Total loans | 39,200,000 | 40,662,000 | 40,694,000 | 41,835,000 |
| Allowance for loan losses | 860,000 | 860,000 | 860,000 | 789,000 |
| Securities available for sale | 53,497,000 | 55,720,000 | 53,739,000 | 54,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,397,000 | 90,850,000 | 91,985,000 | 90,031,000 |
| Interest-bearing deposits | 74,295,000 | 73,347,000 | 74,354,000 | 72,467,000 |
| Noninterest-bearing deposits | 17,102,000 | 17,503,000 | 17,631,000 | 17,564,000 |
| Equity capital | 13,229,000 | 12,674,000 | 13,225,000 | 13,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,641,000 | 2,480,000 | 3,339,000 |
| Interest expense | 112,000 | 223,000 | 332,000 | 443,000 |
| Net interest income | 691,000 | 1,418,000 | 2,148,000 | 2,896,000 |
| Noninterest income | 72,000 | 147,000 | 242,000 | 350,000 |
| Noninterest expense | 441,000 | 926,000 | 1,396,000 | 1,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 641,000 | 1,014,000 | 1,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 641,000 | 1,014,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,873,000 | 10,817,000 | 11,015,000 | 11,340,000 |
| Total capital | 11,521,000 | 11,498,000 | 11,701,000 | 12,035,000 |
| Risk-weighted assets | 51,683,000 | 54,333,000 | 54,713,000 | 55,571,000 |