Call reports 2014
NORTHEAST MISSOURI STATE BANK — 2014
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 95,699,000 | 97,046,000 | 96,921,000 | 100,186,000 |
| Total loans | 38,760,000 | 40,340,000 | 40,189,000 | 39,610,000 |
| Allowance for loan losses | 856,000 | 857,000 | 856,000 | 861,000 |
| Securities available for sale | 45,465,000 | 49,209,000 | 49,341,000 | 50,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,844,000 | 85,046,000 | 84,649,000 | 87,226,000 |
| Interest-bearing deposits | 68,344,000 | 70,323,000 | 69,713,000 | 70,804,000 |
| Noninterest-bearing deposits | 15,500,000 | 14,723,000 | 14,936,000 | 16,422,000 |
| Equity capital | 11,651,000 | 11,795,000 | 12,038,000 | 12,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,597,000 | 2,413,000 | 3,231,000 |
| Interest expense | 101,000 | 207,000 | 317,000 | 432,000 |
| Net interest income | 696,000 | 1,390,000 | 2,096,000 | 2,799,000 |
| Noninterest income | 81,000 | 162,000 | 242,000 | 317,000 |
| Noninterest expense | 451,000 | 902,000 | 1,372,000 | 1,817,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 326,000 | 651,000 | 992,000 | 1,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 651,000 | 992,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,211,000 | 10,087,000 | 10,327,000 | 10,726,000 |
| Total capital | 10,824,000 | 10,727,000 | 10,980,000 | 11,368,000 |
| Risk-weighted assets | 48,790,000 | 50,961,000 | 52,068,000 | 51,123,000 |