Call reports 2013
NORTHEAST MISSOURI STATE BANK — 2013
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,859,000 | 96,786,000 | 92,550,000 | 92,730,000 |
| Total loans | 37,623,000 | 39,721,000 | 40,929,000 | 42,010,000 |
| Allowance for loan losses | 859,000 | 856,000 | 856,000 | 855,000 |
| Securities available for sale | 53,859,000 | 51,877,000 | 45,797,000 | 44,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,921,000 | 83,305,000 | 80,485,000 | 80,562,000 |
| Interest-bearing deposits | 70,885,000 | 68,360,000 | 66,924,000 | 65,568,000 |
| Noninterest-bearing deposits | 15,036,000 | 14,945,000 | 13,561,000 | 14,994,000 |
| Equity capital | 12,709,000 | 11,429,000 | 10,759,000 | 11,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,570,000 | 2,383,000 | 3,213,000 |
| Interest expense | 112,000 | 218,000 | 328,000 | 435,000 |
| Net interest income | 666,000 | 1,352,000 | 2,055,000 | 2,778,000 |
| Noninterest income | 84,000 | 168,000 | 261,000 | 347,000 |
| Noninterest expense | 419,000 | 765,000 | 1,187,000 | 1,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 331,000 | 755,000 | 1,153,000 | 1,526,000 |
| Income tax | 12,000 | 0 | 0 | 0 |
| Net income | 319,000 | 755,000 | 1,153,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,054,000 | 9,789,000 | 10,013,000 | 10,385,000 |
| Total capital | 10,669,000 | 10,424,000 | 10,680,000 | 11,060,000 |
| Risk-weighted assets | 48,972,000 | 50,546,000 | 53,180,000 | 53,853,000 |