Call reports 2012
NORTHEAST MISSOURI STATE BANK — 2012
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,334,000 | 92,658,000 | 91,749,000 | 94,752,000 |
| Total loans | 35,790,000 | 36,295,000 | 37,578,000 | 36,282,000 |
| Allowance for loan losses | 857,000 | 854,000 | 855,000 | 855,000 |
| Securities available for sale | 43,302,000 | 49,368,000 | 47,808,000 | 44,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,010,000 | 79,567,000 | 78,516,000 | 81,578,000 |
| Interest-bearing deposits | 63,269,000 | 64,509,000 | 64,887,000 | 66,854,000 |
| Noninterest-bearing deposits | 13,741,000 | 15,058,000 | 13,629,000 | 14,724,000 |
| Equity capital | 13,069,000 | 12,840,000 | 12,957,000 | 12,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,652,000 | 2,454,000 | 3,220,000 |
| Interest expense | 147,000 | 283,000 | 412,000 | 537,000 |
| Net interest income | 710,000 | 1,369,000 | 2,042,000 | 2,683,000 |
| Noninterest income | 79,000 | 229,000 | 250,000 | 328,000 |
| Noninterest expense | 425,000 | 848,000 | 1,265,000 | 1,660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 750,000 | 1,092,000 | 1,601,000 |
| Income tax | 5,000 | 17,000 | 29,000 | 41,000 |
| Net income | 359,000 | 733,000 | 1,063,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,033,000 | 9,757,000 | 9,837,000 | 10,334,000 |
| Total capital | 10,562,000 | 10,320,000 | 10,405,000 | 10,932,000 |
| Risk-weighted assets | 41,996,000 | 44,781,000 | 45,184,000 | 47,647,000 |