Call reports 2011
NORTHEAST MISSOURI STATE BANK — 2011
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,709,000 | 87,590,000 | 87,545,000 | 87,640,000 |
| Total loans | 37,255,000 | 38,018,000 | 38,020,000 | 37,038,000 |
| Allowance for loan losses | 857,000 | 857,000 | 857,000 | 857,000 |
| Securities available for sale | 42,931,000 | 43,612,000 | 40,769,000 | 41,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,265,000 | 74,977,000 | 74,327,000 | 74,208,000 |
| Interest-bearing deposits | 63,089,000 | 60,986,000 | 60,421,000 | 59,975,000 |
| Noninterest-bearing deposits | 13,176,000 | 13,991,000 | 13,906,000 | 14,233,000 |
| Equity capital | 12,253,000 | 12,395,000 | 12,975,000 | 13,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,850,000 | 2,791,000 | 3,667,000 |
| Interest expense | 193,000 | 361,000 | 516,000 | 666,000 |
| Net interest income | 730,000 | 1,489,000 | 2,275,000 | 3,001,000 |
| Noninterest income | 85,000 | 178,000 | 279,000 | 346,000 |
| Noninterest expense | 420,000 | 853,000 | 1,285,000 | 1,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 837,000 | 1,323,000 | 1,720,000 |
| Income tax | 16,000 | 25,000 | 37,000 | 49,000 |
| Net income | 397,000 | 812,000 | 1,286,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,576,000 | 9,465,000 | 9,839,000 | 10,223,000 |
| Total capital | 10,146,000 | 10,039,000 | 10,403,000 | 10,771,000 |
| Risk-weighted assets | 45,280,000 | 45,599,000 | 44,839,000 | 43,561,000 |