Call reports 2008
NORTHEAST MISSOURI STATE BANK — 2008
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,505,000 | 79,909,000 | 77,064,000 | 78,316,000 |
| Total loans | 39,850,000 | 39,806,000 | 40,017,000 | 39,349,000 |
| Allowance for loan losses | 818,000 | 821,000 | 820,000 | 814,000 |
| Securities available for sale | 33,302,000 | 32,881,000 | 32,059,000 | 31,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,286,000 | 68,736,000 | 65,312,000 | 66,715,000 |
| Interest-bearing deposits | 58,762,000 | 58,326,000 | 56,036,000 | 55,837,000 |
| Noninterest-bearing deposits | 10,524,000 | 10,410,000 | 9,276,000 | 10,878,000 |
| Equity capital | 11,808,000 | 10,833,000 | 11,037,000 | 11,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,213,000 | 3,292,000 | 4,341,000 |
| Interest expense | 521,000 | 1,000,000 | 1,427,000 | 1,822,000 |
| Net interest income | 593,000 | 1,213,000 | 1,865,000 | 2,519,000 |
| Noninterest income | 91,000 | 185,000 | 284,000 | 369,000 |
| Noninterest expense | 395,000 | 787,000 | 1,178,000 | 1,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 289,000 | 611,000 | 971,000 | 1,333,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 27,000 |
| Net income | 280,000 | 593,000 | 944,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,870,000 | 8,432,000 | 8,608,000 | 8,695,000 |
| Total capital | 9,482,000 | 9,035,000 | 9,191,000 | 9,276,000 |
| Risk-weighted assets | 48,733,000 | 47,996,000 | 46,394,000 | 46,268,000 |