Call reports 2007
NORTHEAST MISSOURI STATE BANK — 2007
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,974,000 | 79,193,000 | 80,149,000 | 78,522,000 |
| Total loans | 40,495,000 | 40,570,000 | 40,532,000 | 41,334,000 |
| Allowance for loan losses | 837,000 | 839,000 | 842,000 | 841,000 |
| Securities available for sale | 32,002,000 | 31,385,000 | 31,262,000 | 31,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,498,000 | 68,146,000 | 68,428,000 | 65,757,000 |
| Interest-bearing deposits | 57,991,000 | 57,667,000 | 58,578,000 | 55,707,000 |
| Noninterest-bearing deposits | 9,507,000 | 10,479,000 | 9,850,000 | 10,050,000 |
| Equity capital | 11,091,000 | 10,647,000 | 11,328,000 | 11,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,231,000 | 3,386,000 | 4,531,000 |
| Interest expense | 499,000 | 1,017,000 | 1,562,000 | 2,099,000 |
| Net interest income | 600,000 | 1,214,000 | 1,824,000 | 2,432,000 |
| Noninterest income | 203,000 | 301,000 | 405,000 | 514,000 |
| Noninterest expense | 376,000 | 757,000 | 1,144,000 | 1,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 758,000 | 1,085,000 | 1,379,000 |
| Income tax | 9,000 | 18,000 | -25,000 | -16,000 |
| Net income | 418,000 | 740,000 | 1,110,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,616,000 | 8,462,000 | 8,856,000 | 8,566,000 |
| Total capital | 9,169,000 | 9,017,000 | 9,413,000 | 9,149,000 |
| Risk-weighted assets | 43,993,000 | 44,125,000 | 44,271,000 | 46,409,000 |