Call reports 2006
NORTHEAST MISSOURI STATE BANK — 2006
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,727,000 | 77,230,000 | 77,038,000 | 77,957,000 |
| Total loans | 29,037,000 | 39,862,000 | 40,790,000 | 40,444,000 |
| Allowance for loan losses | 644,000 | 839,000 | 839,000 | 827,000 |
| Securities available for sale | 17,042,000 | 28,981,000 | 30,537,000 | 29,292,000 |
| Securities held to maturity | 0 | 40,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,884,000 | 67,491,000 | 66,681,000 | 66,959,000 |
| Interest-bearing deposits | 41,845,000 | 57,021,000 | 57,659,000 | 56,479,000 |
| Noninterest-bearing deposits | 5,039,000 | 10,470,000 | 9,022,000 | 10,480,000 |
| Equity capital | 7,635,000 | 9,495,000 | 9,955,000 | 10,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,991,000 | 3,055,000 | 4,155,000 |
| Interest expense | 267,000 | 766,000 | 1,219,000 | 1,711,000 |
| Net interest income | 390,000 | 1,225,000 | 1,836,000 | 2,444,000 |
| Noninterest income | 44,000 | 186,000 | 274,000 | 363,000 |
| Noninterest expense | 238,000 | 1,832,000 | 2,224,000 | 1,832,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | -421,000 | -114,000 | 941,000 |
| Income tax | 72,000 | 201,000 | 192,000 | 192,000 |
| Net income | 124,000 | -622,000 | -306,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,919,000 | 7,155,000 | 7,495,000 | 8,175,000 |
| Total capital | 5,309,000 | 7,703,000 | 8,052,000 | 8,727,000 |
| Risk-weighted assets | 30,911,000 | 43,552,000 | 44,248,000 | 43,895,000 |