Call reports 2005
NORTHEAST MISSOURI STATE BANK — 2005
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,169,000 | 63,363,000 | 64,451,000 | 54,558,000 |
| Total loans | 25,197,000 | 27,433,000 | 28,328,000 | 27,554,000 |
| Allowance for loan losses | 651,000 | 648,000 | 648,000 | 646,000 |
| Securities available for sale | 27,097,000 | 30,623,000 | 29,986,000 | 22,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,549,000 | 49,794,000 | 48,221,000 | 46,822,000 |
| Interest-bearing deposits | 44,351,000 | 43,374,000 | 41,864,000 | 41,325,000 |
| Noninterest-bearing deposits | 6,198,000 | 6,420,000 | 6,357,000 | 5,497,000 |
| Equity capital | 7,474,000 | 7,498,000 | 7,598,000 | 7,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,236,000 | 1,923,000 | 2,598,000 |
| Interest expense | 191,000 | 442,000 | 747,000 | 1,040,000 |
| Net interest income | 402,000 | 794,000 | 1,176,000 | 1,558,000 |
| Noninterest income | 37,000 | 83,000 | 135,000 | 180,000 |
| Noninterest expense | 247,000 | 487,000 | 715,000 | 949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 384,000 | 590,000 | 783,000 |
| Income tax | 66,000 | 133,000 | 225,000 | 296,000 |
| Net income | 123,000 | 251,000 | 365,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,841,000 | 4,842,000 | 4,980,000 | 4,924,000 |
| Total capital | 5,210,000 | 5,240,000 | 5,383,000 | 5,304,000 |
| Risk-weighted assets | 29,225,000 | 31,584,000 | 31,996,000 | 30,094,000 |