Call reports 2004
NORTHEAST MISSOURI STATE BANK — 2004
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 62,415,000 | 61,794,000 | 59,000,000 | 58,088,000 |
| Total loans | 22,149,000 | 21,723,000 | 25,050,000 | 25,397,000 |
| Allowance for loan losses | 656,000 | 657,000 | 657,000 | 657,000 |
| Securities available for sale | 28,561,000 | 28,422,000 | 26,360,000 | 27,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,377,000 | 54,220,000 | 51,140,000 | 50,434,000 |
| Interest-bearing deposits | 45,440,000 | 48,118,000 | 45,468,000 | 43,950,000 |
| Noninterest-bearing deposits | 6,937,000 | 6,102,000 | 5,672,000 | 6,484,000 |
| Equity capital | 9,806,000 | 7,462,000 | 7,644,000 | 7,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 163,000 | 740,000 | 1,330,000 |
| Interest expense | 166,000 | 49,000 | 228,000 | 408,000 |
| Net interest income | 385,000 | 114,000 | 512,000 | 922,000 |
| Noninterest income | 39,000 | 12,000 | 58,000 | 102,000 |
| Noninterest expense | 244,000 | 59,000 | 309,000 | 565,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 67,000 | 261,000 | 461,000 |
| Income tax | 50,000 | 25,000 | 89,000 | 149,000 |
| Net income | 130,000 | 42,000 | 172,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,735,000 | 4,624,000 | 4,778,000 | 4,687,000 |
| Total capital | 10,091,000 | 5,005,000 | 5,185,000 | 5,058,000 |
| Risk-weighted assets | 28,143,000 | 30,196,000 | 32,283,000 | 29,391,000 |