Call reports 2003
NORTHEAST MISSOURI STATE BANK — 2003
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,447,000 | 56,736,000 | 59,222,000 | 59,154,000 |
| Total loans | 20,712,000 | 21,242,000 | 21,463,000 | 21,899,000 |
| Allowance for loan losses | 639,000 | 640,000 | 652,000 | 653,000 |
| Securities available for sale | 28,047,000 | 24,273,000 | 29,962,000 | 30,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,542,000 | 46,732,000 | 49,165,000 | 49,104,000 |
| Interest-bearing deposits | 41,263,000 | 40,675,000 | 42,825,000 | 42,608,000 |
| Noninterest-bearing deposits | 6,279,000 | 6,057,000 | 6,340,000 | 6,496,000 |
| Equity capital | 9,601,000 | 9,723,000 | 9,799,000 | 9,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,209,000 | 1,765,000 | 2,327,000 |
| Interest expense | 250,000 | 455,000 | 636,000 | 812,000 |
| Net interest income | 392,000 | 754,000 | 1,129,000 | 1,515,000 |
| Noninterest income | 38,000 | 94,000 | 133,000 | 173,000 |
| Noninterest expense | 254,000 | 473,000 | 707,000 | 983,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 375,000 | 555,000 | 705,000 |
| Income tax | 53,000 | 114,000 | 173,000 | 224,000 |
| Net income | 123,000 | 261,000 | 382,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,427,000 | 9,565,000 | 9,686,000 | 9,785,000 |
| Total capital | 9,752,000 | 9,894,000 | 10,032,000 | 10,133,000 |
| Risk-weighted assets | 25,666,000 | 25,972,000 | 27,384,000 | 27,480,000 |