Call reports 2002
NORTHEAST MISSOURI STATE BANK — 2002
What NORTHEAST MISSOURI STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,755,000 | 57,810,000 | 57,536,000 | 58,762,000 |
| Total loans | 20,047,000 | 20,518,000 | 21,494,000 | 20,554,000 |
| Allowance for loan losses | 631,000 | 632,000 | 631,000 | 629,000 |
| Securities available for sale | 30,163,000 | 29,180,000 | 26,688,000 | 28,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,306,000 | 48,181,000 | 47,652,000 | 48,807,000 |
| Interest-bearing deposits | 42,932,000 | 42,343,000 | 41,030,000 | 41,350,000 |
| Noninterest-bearing deposits | 5,374,000 | 5,838,000 | 6,622,000 | 7,457,000 |
| Equity capital | 9,138,000 | 9,343,000 | 9,579,000 | 9,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,417,000 | 2,109,000 | 2,749,000 |
| Interest expense | 367,000 | 693,000 | 985,000 | 1,245,000 |
| Net interest income | 339,000 | 724,000 | 1,124,000 | 1,504,000 |
| Noninterest income | 40,000 | 82,000 | 143,000 | 194,000 |
| Noninterest expense | 236,000 | 460,000 | 674,000 | 951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 346,000 | 593,000 | 747,000 |
| Income tax | 37,000 | 107,000 | 187,000 | 238,000 |
| Net income | 106,000 | 239,000 | 406,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,101,000 | 9,234,000 | 9,401,000 | 9,504,000 |
| Total capital | 9,427,000 | 9,563,000 | 9,738,000 | 9,827,000 |
| Risk-weighted assets | 25,777,000 | 26,053,000 | 26,671,000 | 25,653,000 |