Call reports 2025
GENUBANK — 2025
What GENUBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 201,221,000 | 205,610,000 | 235,105,000 | 221,096,000 |
| Total loans | 139,209,000 | 155,854,000 | 162,236,000 | 164,576,000 |
| Allowance for loan losses | 1,045,000 | 1,194,000 | 1,231,000 | 1,294,000 |
| Securities available for sale | 11,817,000 | 6,861,000 | 4,885,000 | 4,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,087,000 | 158,021,000 | 186,783,000 | 172,122,000 |
| Interest-bearing deposits | 105,185,000 | 115,457,000 | 129,422,000 | 129,662,000 |
| Noninterest-bearing deposits | 48,902,000 | 42,564,000 | 57,361,000 | 42,460,000 |
| Equity capital | 41,411,000 | 42,339,000 | 43,052,000 | 43,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,387,000 | 8,229,000 | 11,304,000 |
| Interest expense | 873,000 | 1,805,000 | 2,699,000 | 3,603,000 |
| Net interest income | 1,758,000 | 3,582,000 | 5,530,000 | 7,701,000 |
| Noninterest income | 1,198,000 | 2,353,000 | 3,248,000 | 4,013,000 |
| Noninterest expense | 2,107,000 | 4,040,000 | 6,152,000 | 8,243,000 |
| Provision for loan losses | 60,000 | 209,000 | 246,000 | 309,000 |
| Pretax income | 794,000 | 1,680,000 | 2,371,000 | 3,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 794,000 | 1,680,000 | 2,371,000 | 3,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,702,000 | 35,612,000 | 36,328,000 | 37,138,000 |