Call reports 2024
GENUBANK — 2024
What GENUBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 164,769,000 | 165,468,000 | 178,185,000 | 204,046,000 |
| Total loans | 94,019,000 | 105,348,000 | 115,608,000 | 131,976,000 |
| Allowance for loan losses | 848,000 | 867,000 | 912,000 | 985,000 |
| Securities available for sale | 31,488,000 | 11,582,000 | 11,808,000 | 11,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,381,000 | 120,722,000 | 132,693,000 | 157,854,000 |
| Interest-bearing deposits | 57,851,000 | 59,164,000 | 68,254,000 | 99,201,000 |
| Noninterest-bearing deposits | 62,530,000 | 61,558,000 | 64,439,000 | 58,653,000 |
| Equity capital | 38,740,000 | 38,960,000 | 39,745,000 | 40,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,232,000 | 6,639,000 | 9,068,000 |
| Interest expense | 573,000 | 1,310,000 | 2,106,000 | 2,825,000 |
| Net interest income | 1,529,000 | 2,922,000 | 4,533,000 | 6,243,000 |
| Noninterest income | 359,000 | 1,151,000 | 2,179,000 | 3,508,000 |
| Noninterest expense | 1,975,000 | 4,038,000 | 6,083,000 | 8,173,000 |
| Provision for loan losses | 9,000 | 28,000 | 73,000 | 146,000 |
| Pretax income | -96,000 | 35,000 | 597,000 | 1,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -96,000 | 35,000 | 597,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,247,000 | 32,403,000 | 32,991,000 | 33,883,000 |